Why this site exists.

Most UK adults have at least one workplace pension. Most have no idea what they pay in fees. Most never check.

That stops being acceptable in 2027, when the UK government's pensions dashboard goes live and millions of people see their pension data in one place for the first time. The first question most of them will ask: what am I actually paying? The second: could I do better?

Pension Bible exists to help you answer both. We build free calculators, write plain-English guides, and maintain a transparent comparison of every major UK pension provider — sourced from published fee schedules, not marketing copy.

Editorial team

Pension Bible is written and maintained by the Pension Bible Editorial team. We use a brand-led author name rather than a public personal byline, but every calculation is tied back to primary sources, documented assumptions, and a published correction process.

Our editorial standard is simple: cite the rule or dataset, show the assumptions, avoid personal recommendations, and make it easy for readers to challenge a figure if it looks wrong.

What we are

Pension Bible is an editorial publication. We are not financial advisers. We do not know your circumstances, and what is right for one saver may not be right for another. Everything on this site is general information based on publicly available data.

Pension Bible is a volunteer project. We are not part of any affiliate scheme, we do not take payment from providers, and we earn nothing from any link on this site. Every provider in our comparison tables is shown on equal terms, ranked by published cost.

What we are not

We are not authorised by the FCA to give financial advice. We will never tell you to switch providers, transfer a pension, or take a specific action with your money. If you need a personal recommendation, speak to an FCA-regulated financial adviser — you can find one through Unbiased or VouchedFor.

For more on how we calculate things and where our numbers come from, see our methodology page.