Why this site exists.

Pension Bible helps readers explore pension charges, contributions and retirement income through free calculators and plain-English guides.

Our provider fee dataset compares selected published charging schedules. Its examples have defined assumptions and exclusions; they are not a complete market comparison or a recommendation of a provider.

Editorial team

Pension Bible Editorial is the publication's brand byline. AI tools assist with drafting, code, research and source checks. Automated checks do not constitute independent human or professional review. We do not claim that every page has received such review.

Our editorial standard is simple: cite the rule or dataset, show the assumptions, avoid personal recommendations, and make it easy for readers to challenge a figure if it looks wrong.

What we are

Pension Bible is an editorial publication. We are not financial advisers. We do not know your circumstances, and what is right for one saver may not be right for another. Everything on this site is general information based on publicly available data.

Pension Bible is a volunteer project. We are not part of any affiliate scheme, we do not take payment from providers, and we earn nothing from any link on this site. Fee comparisons show their cost basis and limitations; a lower displayed cost does not establish suitability.

What we are not

We are not authorised by the FCA to give financial advice. Our tools provide general illustrations and do not assess which pension or financial action is suitable for you. If you need a personal recommendation, speak to an FCA-regulated financial adviser — you can find one through Unbiased or VouchedFor.

For more on how we calculate things and where our numbers come from, see our methodology page.