The definitive guide to UK pensions.
Free calculators, fee comparisons, and plain-English guides — built around the question every UK pension saver eventually asks: what am I actually paying?
Calculators
Am I on track to retire?
Your retirement readiness score in 30 seconds. Four questions, one number — and what would fix the gap.
Pension fee impact calculator
See exactly how much your fees will cost you over 10, 20, or 30 years. The most eye-opening number in personal finance.
Salary sacrifice calculator
Compare salary sacrifice with relief at source. See what each method does to your take-home and your pension pot.
Pension drawdown calculator
How long will your pot last in retirement? Includes the 4% rule, depletion warnings, and state pension bridge.
UK pension provider fees — 15 providers, side by side
Platform fees verified against published fee schedules. Download as CSV or JSON, free to use with attribution.
The UK pensions dashboard programme is moving through staged connection.
UK pension schemes and providers in scope are being connected to the dashboards ecosystem in stages, with a final connection deadline of 31 October 2026. The public MoneyHelper dashboard launch date depends on a separate government decision, with at least six months' notice.
The first question most people will ask when they see it: am I paying too much in fees? Pension Bible exists to help you answer that.
Pension Bible is an editorial publication, not a financial adviser. Everything on this site is general guidance based on publicly available data. For personal recommendations, speak to an FCA-regulated financial adviser.