The definitive guide to UK pensions.
Free calculators, fee comparisons, and plain-English guides — built around the question every UK pension saver eventually asks: what am I actually paying?
Calculators
Am I on track to retire?
Your retirement readiness score in 30 seconds. Four questions, one number — and what would fix the gap.
Pension fee impact calculator
See exactly how much your fees will cost you over 10, 20, or 30 years. The most eye-opening number in personal finance.
Salary sacrifice calculator
Compare salary sacrifice with relief at source. See what each method does to your take-home and your pension pot.
Pension drawdown calculator
How long will your pot last in retirement? Includes the 4% rule, depletion warnings, and state pension bridge.
The UK pensions dashboard is almost here.
For the first time, every UK adult will be able to see all of their pension pots in one place — including the workplace ones from jobs they barely remember. The government dashboard goes live in early 2027.
The first question most people will ask when they see it: am I paying too much in fees? Pension Bible exists to help you answer that.
Pension Bible is an editorial publication, not a financial adviser. Everything on this site is general guidance based on publicly available data. For personal recommendations, speak to an FCA-regulated financial adviser.