Retirement readiness
Are you on track to retire?
Compare your pension savings with a retirement spending target. Four questions give you a projected pot, a target and any gap under the model’s assumptions.
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Choose the calculation for your question
This readiness score compares a projection with a spending target under fixed assumptions. To set your own pot target, change growth and inflation assumptions, or solve a monthly credited contribution, use the pension growth and contribution planner. To explore payroll deductions rather than a retirement target, use the contribution tax-relief calculator and check its geographic scope.