Provider directory
UK pension providers, fees compared.
Representative published fee schedules for selected major UK pension providers. Sorted by annual provider/platform charge on a £100,000 pot. Charges are not always like-for-like.
| Provider | £25k | £100k | £250k | £500k | Fee model |
|---|---|---|---|---|---|
| InvestEngine | £0 | £0 | £0 | £0 | Zero platform fee (DIY) / 0.25% (Managed) |
| ii | £102 | £102 | £252 | £252 | Flat monthly fee + pension admin fee |
| Vanguard | £48 | £150 | £375 | £375 | Percentage, capped |
| Sc. Widows | £63 | £198 | £198 | £198 | Percentage, capped |
| AJ Bell | £63 | £250 | £625 | £875 | Tiered percentage |
| L&G | £63 | £250 | £625 | £1,250 | Flat percentage |
| NEST | £75 | £300 | £750 | £1,500 | AMC + contribution charge |
| HL | £88 | £350 | £875 | £1,500 | Tiered percentage |
| Fidelity | £90 | £350 | £875 | £1,000 | Tiered percentage (whole-pot) |
| Aviva | £88 | £350 | £875 | £1,750 | Tiered percentage (whole-pot, capped) |
| Royal London | £188 | £450 | £1,125 | £2,000 | Tiered percentage (all-in AMC) |
| PensionBee | £125 | £500 | £875 | £1,500 | Percentage (varies by plan) |
| Aegon | £150 | £540 | £1,215 | £1,215 | Tiered percentage, capped above £250k |
| Std Life | £138 | £550 | £1,375 | £2,750 | Flat percentage |
| Nutmeg | £188 | £750 | £1,275 | £2,150 | Percentage (varies by portfolio type) |
Annual representative provider/platform/admin charge shown. Some rows are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management, while external funds, adviser charges and fund costs may apply. Not all rows are directly like-for-like. Sorted by cost on a £100,000 pot. Fees verified Q2 2026. Click through to each provider for details.
Side-by-side comparisons
HL vs VanguardHL vs AJ BellHL vs iiHL vs FidelityHL vs PensionBeeVanguard vs AJ BellVanguard vs iiVanguard vs PensionBeeVanguard vs InvestEngineVanguard vs Fidelityii vs AJ Bellii vs Fidelityii vs PensionBeeii vs InvestEngineAJ Bell vs PensionBeeAJ Bell vs FidelityAJ Bell vs InvestEnginePensionBee vs InvestEnginePensionBee vs NutmegPensionBee vs FidelityNEST vs VanguardNEST vs PensionBeeAviva vs VanguardAviva vs AJ BellFidelity vs InvestEngineNutmeg vs VanguardNutmeg vs InvestEngine
Pension Bible is an editorial publication, not a financial adviser. The fee data above is sourced from each provider's published fee schedule and is intended for general comparison purposes only. Fees may vary by plan type, portfolio style, account wrapper, fund choice or workplace terms. Verify current fees and product terms with the provider and check FCA authorisation before acting. For personal recommendations, consider a regulated pension adviser and check the firm on the FCA Financial Services Register.