Provider directory
UK pension providers, fees compared.
Published fee schedules for every major UK SIPP and workplace pension provider. Sorted by annual platform cost on a £100,000 pot. All providers shown on equal terms.
| Provider | £25k | £100k | £250k | £500k | Fee model |
|---|---|---|---|---|---|
| InvestEngine | £0 | £0 | £0 | £0 | Zero platform fee |
| ii | £144 | £144 | £144 | £144 | Flat monthly fee |
| Vanguard | £38 | £150 | £375 | £375 | Percentage, capped |
| AJ Bell | £63 | £250 | £625 | £875 | Tiered percentage |
| NEST | £75 | £300 | £750 | £1,500 | AMC + contribution charge |
| Fidelity | £88 | £350 | £875 | £1,375 | Tiered percentage |
| PensionBee | £125 | £400 | £1,000 | £2,000 | Percentage (varies by plan) |
| Aviva | £100 | £400 | £1,000 | £2,000 | Percentage |
| HL | £113 | £450 | £1,125 | £1,750 | Tiered percentage |
| Nutmeg | £188 | £750 | £1,875 | £3,750 | Percentage (varies by portfolio type) |
Annual platform fees only. Fund charges (OCF) are additional. Sorted by cost on a £100,000 pot. All providers shown on equal terms. Fees verified Q1 2026. Some providers have multiple plans or portfolio types with different fee rates — figures shown use a single representative plan. Click through to each provider for details.
Side-by-side comparisons
HL vs VanguardHL vs AJ BellHL vs iiHL vs FidelityHL vs PensionBeeVanguard vs AJ BellVanguard vs iiVanguard vs PensionBeeVanguard vs InvestEngineVanguard vs Fidelityii vs AJ Bellii vs Fidelityii vs PensionBeeii vs InvestEngineAJ Bell vs PensionBeeAJ Bell vs FidelityAJ Bell vs InvestEnginePensionBee vs InvestEnginePensionBee vs NutmegPensionBee vs FidelityNEST vs VanguardNEST vs PensionBeeAviva vs VanguardAviva vs AJ BellFidelity vs InvestEngineNutmeg vs VanguardNutmeg vs InvestEngine
Pension Bible is an editorial publication, not a financial adviser. The fee data above is sourced from each provider's published fee schedule and is intended for general comparison purposes only. Fees may vary by plan type, portfolio style, or account wrapper. The figures may not reflect promotional rates, negotiated workplace terms, or recent changes. Always verify current fees on the provider's website before making any decision. If you're unsure which provider is right for your situation, speak to an FCA-regulated financial adviser.