UK pension providers, fees compared.
Representative annual charges for selected UK pensions, listed alphabetically. Some figures include fund management and others exclude it. Check the cost basis and product details before comparing.
Swipe across the table for different pot sizes →
| Provider | £25k | £100k | £250k | £500k | Fee model |
|---|---|---|---|---|---|
| Aegon | £150 | £540 Excludes fund charges | £1,215 | £1,215 | Tiered percentage, capped above £250k |
| AJ Bell | £63 | £250 Excludes fund charges | £625 | £875 | Tiered percentage |
| Aviva | £88 | £350 Excludes fund charges | £875 | £1,750 | Tiered percentage (whole-pot, capped) |
| Fidelity | £88 | £350 Excludes fund charges | £500 | £1,000 | Tiered percentage (whole-pot) |
| HL | £88 | £350 Excludes fund charges | £875 | £1,500 | Tiered percentage |
| ii | £72 | £72 Excludes fund charges | £180 | £180 | Flat monthly fee (pension admin included) |
| InvestEngine | £0 | £0 Excludes fund charges | £0 | £0 | Zero platform fee (DIY) / 0.25% (Managed) |
| L&G | £63 | £250 Excludes fund charges | £625 | £1,250 | Flat percentage |
| NEST | £75 | £300 Includes fund management; other costs may apply | £750 | £1,500 | AMC + contribution charge |
| Nutmeg | £188 | £750 Excludes fund charges | £1,275 | £2,150 | Percentage (varies by portfolio type) |
| PensionBee | £125 | £500 Includes fund management; other costs may apply | £875 | £1,500 | Percentage (varies by plan) |
| Royal London | £188 | £450 Includes fund management; other costs may apply | £1,125 | £2,000 | Discounted whole-balance management charge |
| Sc. Widows | £63 | £198 Excludes fund charges | £198 | £198 | Percentage, capped |
| Std Life | £138 | £550 Includes fund management; other costs may apply | £1,375 | £2,750 | Service and fund charge (ready-made example) |
| Vanguard | £48 | £150 Excludes fund charges | £375 | £375 | Percentage, capped |
Pension Bible is an editorial publication, not a financial adviser. The fee data above is sourced from each provider's published fee schedule and is intended for general comparison purposes only. Fees may vary by plan type, portfolio style, account wrapper, fund choice or workplace terms. Verify current fees and product terms with the provider and check FCA authorisation before acting. For personal recommendations, consider a regulated pension adviser and check the firm on the FCA Financial Services Register.