Provider fees

Nutmeg (JP Morgan) pension fees and charges

Product record reviewed: 2026-04-29 · Fee schedule checked: 2026-09-11 · Source: provider fee page

Direct answer: Nutmeg (JP Morgan) charges 0.75% on first £100k, 0.35% above for Fully Managed, Thematic, Smart Alpha, Socially Responsible and Income portfolios; Fixed Allocation is 0.45% / 0.25%.. On a £100,000 pot that is £750/year in annual provider/platform fee, and on a £500,000 pot it is £2,150/year. Fund charges and product-specific caveats may apply.

Fee model

0.75% on first £100k, 0.35% above for Fully Managed, Thematic, Smart Alpha, Socially Responsible and Income portfolios; Fixed Allocation is 0.45% / 0.25%.

Percentage (varies by portfolio type) · SIPP available · Retail only

Annual representative charge by pot size

Annual figures displayed to the nearest pound. Representative provider/platform charge. Fund charges and adviser charges may be additional unless the provider note says they are included: Fund costs and market spreads are separate; check the selected portfolio

Note: Managed Investment Styles use 0.75% on the first £100,000 and 0.35% on the excess. Fixed Allocation uses 0.45% and 0.25% and is calculated separately. Fund costs and spreads are additional. The legal schedule charges £20 per line of stock for an agreed in-specie transfer; financial planning/advice services have separate fees.

The linked J.P. Morgan Personal Investing schedule applies the management charge separately from investment costs. The table uses the Managed Investment Styles rate, not Fixed Allocation. The first £100,000 and the amount above it have different rates. Amounts across Managed Investment Styles are combined; Fixed Allocation is calculated separately.

Strengths

+Published charges by investment style
+Lower marginal management rate above £100,000

Limitations

–Fund costs and market spreads are additional
–Separate services and in-specie transfers can carry additional charges

Details

Fund rangePre-built portfolios only — no individual fund or share selection

Minimum investment£500

Typical fund OCFFund costs and market spreads are separate; check the selected portfolio

SIPP/direct pensionSIPP available

Compare Nutmeg pension fees with

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Nutmeg pension fees FAQ

What are Nutmeg (JP Morgan) pension charges in 2026?

Nutmeg (JP Morgan)'s representative published charging model is: 0.75% on first £100k, 0.35% above for Fully Managed, Thematic, Smart Alpha, Socially Responsible and Income portfolios; Fixed Allocation is 0.45% / 0.25%.. The figures on this page show provider/platform/admin charges by pot size. Fund charges, adviser charges, workplace terms and product-specific charges may differ, so check the provider fee schedule before acting.

All providers

HL Vanguard ii AJ Bell PensionBee Fidelity Aviva NEST InvestEngineNutmegRoyal London Sc. Widows Std Life L&G Aegon

Things to consider

•Fees shown are representative provider, platform or admin charges. Some rows are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management.
•Fee structures change without notice. Always verify the current fee on the provider's website before making any decision.
•The lowest headline fee is only one comparison point. Fund range, service, platform features, investment choice, adviser access, and product restrictions also matter.
•Transferring a pension may involve exit fees, loss of guaranteed benefits, or loss of employer contributions. Check before you transfer.
•This page is factual information based on published fee schedules, not a recommendation to use or avoid any provider.
•For personal recommendations, speak to an FCA-regulated financial adviser and check the FCA register.

This provider comparison is general information based on published charge schedules, not financial advice or a personal recommendation. Verify current fees and product terms with the provider and check FCA authorisation before acting.