Provider fees

Interactive Investor pension fees and charges

Product record reviewed: 2026-07-17 · Fee schedule checked: 2026-09-11 · Source: provider fee page

Direct answer: Interactive Investor charges Core £5.99/mo (£71.88/yr, up to £100k); Plus £14.99/mo (£179.88/yr, no cap); Premium £39.99/mo (£479.88/yr, no cap). Pension admin fee is included in the plan fee, not charged on top.. On a £100,000 pot that is £72/year in annual provider/platform fee, and on a £500,000 pot it is £180/year. Fund charges and product-specific caveats may apply.

Fee model

Core £5.99/mo (£71.88/yr, up to £100k); Plus £14.99/mo (£179.88/yr, no cap); Premium £39.99/mo (£479.88/yr, no cap). Pension admin fee is included in the plan fee, not charged on top.

Flat monthly fee (pension admin included) · SIPP available · Retail only

Annual representative charge by pot size

Annual figures displayed to the nearest pound. Representative provider/platform charge. Fund charges and adviser charges may be additional unless the provider note says they are included: Varies by investment; check the selected fund’s current charges

Note: Core requires Direct Debit and electronic communications. The pricing table says up to £100,000; other eligibility wording says less than £100,000, so confirm the plan at the exact boundary. Junior ISA/family features require Plus or Premium. Fund trades cost £3.99 on Core, £1.49 on Plus and are free on Premium. UK/US share trades are £3.99 on Core/Plus or £2.99 on Premium, before included trades and other applicable charges. The table excludes temporary offers.

ii’s monthly plan fee includes access to its SIPP. The table assumes an eligible Core plan through £100,000 and Plus above that amount. The limit applies to the total portfolio, not just the pension. Plan features, investment charges, trades and currency conversion affect the overall cost. The step to Plus means that a single crossover claim against another provider can be misleading.

Strengths

+SIPP included in monthly plan price
+Regular investing has no dealing charge

Limitations

–Core has eligibility conditions and a portfolio limit
–Investment, trading and currency costs are separate

Details

Fund range3,000+ funds, shares, ETFs, investment trusts, bonds

Minimum investmentNo minimum

Typical fund OCFVaries by investment; check the selected fund’s current charges

SIPP/direct pensionSIPP available

Compare ii pension fees with

ii vs HL ii vs Vanguard ii vs AJ Bell ii vs Fidelity ii vs PensionBee ii vs InvestEngine

ii pension fees FAQ

What are Interactive Investor pension charges in 2026?

Interactive Investor's representative published charging model is: Core £5.99/mo (£71.88/yr, up to £100k); Plus £14.99/mo (£179.88/yr, no cap); Premium £39.99/mo (£479.88/yr, no cap). Pension admin fee is included in the plan fee, not charged on top.. The figures on this page show provider/platform/admin charges by pot size. Fund charges, adviser charges, workplace terms and product-specific charges may differ, so check the provider fee schedule before acting.

All providers

HL VanguardiiAJ Bell PensionBee Fidelity Aviva NEST InvestEngine Nutmeg Royal London Sc. Widows Std Life L&G Aegon

Things to consider

•Fees shown are representative provider, platform or admin charges. Some rows are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management.
•Fee structures change without notice. Always verify the current fee on the provider's website before making any decision.
•The lowest headline fee is only one comparison point. Fund range, service, platform features, investment choice, adviser access, and product restrictions also matter.
•Transferring a pension may involve exit fees, loss of guaranteed benefits, or loss of employer contributions. Check before you transfer.
•This page is factual information based on published fee schedules, not a recommendation to use or avoid any provider.
•For personal recommendations, speak to an FCA-regulated financial adviser and check the FCA register.

This provider comparison is general information based on published charge schedules, not financial advice or a personal recommendation. Verify current fees and product terms with the provider and check FCA authorisation before acting.