Provider comparison
ii vs InvestEngine pension fees
Side-by-side fee comparison based on published fee schedules
Direct answer: at a £100,000 pension pot, ii costs £102/year and InvestEngine costs £0/year in platform fees. InvestEngine is £102/year lower at £100,000 before fund charges.
ii
Core £5.99/mo + £2.50/mo SIPP admin (£102/yr, up to £100k); Plus £14.99/mo + £6.00/mo SIPP admin (£252/yr, no cap); Premium £39.99/mo + £6.00/mo SIPP admin (£552/yr, no cap)
Flat monthly fee + pension admin fee · 3,000+ funds, shares, ETFs, investment trusts, bonds
InvestEngine
0% platform fee on DIY portfolios and the SIPP; Managed portfolios add 0.25% p.a. (DIY ETF costs from 0.03%, Managed Growth average 0.12%)
Zero platform fee (DIY) / 0.25% (Managed) · 700+ ETFs
Annual platform fee comparison
POT SIZE
ii
InvestEngine
LOWER FEE BY
£25,000
£102
£0
InvestEngine by £102/yr
£50,000
£102
£0
InvestEngine by £102/yr
£100,000
£102
£0
InvestEngine by £102/yr
£250,000
£252
£0
InvestEngine by £252/yr
£500,000
£252
£0
InvestEngine by £252/yr
£1,000,000
£252
£0
InvestEngine by £252/yr
Platform fees only. Fund charges are additional. Both providers shown on equal terms, sorted by cost at each pot size.
Key differences
ii
InvestEngine
Fee model
Flat monthly fee + pension admin fee
Zero platform fee (DIY) / 0.25% (Managed)
Fund range
3,000+ funds, shares, ETFs, investment trusts, bonds
700+ ETFs
SIPP
Yes
Yes
Workplace
No
No
Min investment
No minimum
£100
Things to consider
- •Fees shown are platform fees only. Fund-level charges (OCF) are additional and vary by fund choice.
- •Fee structures change without notice. Always verify current fees on the provider's website.
- •The lowest platform fee is only one comparison point. Fund range, service, platform features, investment choice, and product restrictions also matter.
- •Before transferring any pension, check for exit fees, guaranteed annuity rates, employer contributions, and protected tax-free cash.
- •This comparison is factual information based on published fee schedules, not a recommendation to choose either provider.
- •If you're unsure which provider is right for you, speak to an FCA-regulated financial adviser.
This calculator provides estimates based on 2026/27 tax rates and is not financial advice. Scottish taxpayers are subject to different income tax rates and bands. The calculations assume your salary is your only source of income and do not account for benefits in kind or other taxable income.
For personalised guidance on your pension contributions, speak to an FCA-regulated financial adviser. You can find one via Unbiased or VouchedFor.