Provider fees

InvestEngine pension fees and charges

Product record reviewed: 2026-04-29 · Fee schedule checked: 2026-09-11 · Source: provider fee page

Direct answer: InvestEngine charges 0% platform fee on DIY portfolios and the SIPP; Managed portfolios add 0.25% p.a. (DIY ETF costs from 0.03%, Managed Growth average 0.12%). On a £100,000 pot that is £0/year in annual provider/platform fee, and on a £500,000 pot it is £0/year. Fund charges and product-specific caveats may apply.

Fee model

0% platform fee on DIY portfolios and the SIPP; Managed portfolios add 0.25% p.a. (DIY ETF costs from 0.03%, Managed Growth average 0.12%)

Zero platform fee (DIY) / 0.25% (Managed) · SIPP available · Retail only

Annual representative charge by pot size

Annual figures displayed to the nearest pound. Representative provider/platform charge. Fund charges and adviser charges may be additional unless the provider note says they are included: DIY ETF charges start at 0.03%; actual costs depend on the ETFs selected

Note: The table represents DIY portfolios. Managed and LifePlan portfolios add a 0.25% annual management charge. ETF charges and market spreads are separate investment costs; they are not InvestEngine revenue. Check the chosen portfolio and ETFs for actual costs.

InvestEngine charges no platform or management fee for DIY portfolios, including its SIPP. ETF charges and market spreads still affect investment returns. Managed and LifePlan portfolios carry a 0.25% management fee. InvestEngine states that ETF costs and market spreads are not paid to it; it retains interest earned on uninvested cash. A zero platform fee does not mean investing has no costs.

Strengths

+No platform charge for the DIY SIPP
+No dealing fees charged by InvestEngine

Limitations

–ETF charges and market spreads apply
–Uninvested cash does not earn interest for the customer

Details

Fund range700+ ETFs — no funds, no individual shares

Minimum investment£100

Typical fund OCFDIY ETF charges start at 0.03%; actual costs depend on the ETFs selected

SIPP/direct pensionSIPP available

Compare InvestEngine pension fees with

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InvestEngine pension fees FAQ

What are InvestEngine pension charges in 2026?

InvestEngine's representative published charging model is: 0% platform fee on DIY portfolios and the SIPP; Managed portfolios add 0.25% p.a. (DIY ETF costs from 0.03%, Managed Growth average 0.12%). The figures on this page show provider/platform/admin charges by pot size. Fund charges, adviser charges, workplace terms and product-specific charges may differ, so check the provider fee schedule before acting.

All providers

HL Vanguard ii AJ Bell PensionBee Fidelity Aviva NESTInvestEngineNutmeg Royal London Sc. Widows Std Life L&G Aegon

Things to consider

•Fees shown are representative provider, platform or admin charges. Some rows are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management.
•Fee structures change without notice. Always verify the current fee on the provider's website before making any decision.
•The lowest headline fee is only one comparison point. Fund range, service, platform features, investment choice, adviser access, and product restrictions also matter.
•Transferring a pension may involve exit fees, loss of guaranteed benefits, or loss of employer contributions. Check before you transfer.
•This page is factual information based on published fee schedules, not a recommendation to use or avoid any provider.
•For personal recommendations, speak to an FCA-regulated financial adviser and check the FCA register.

This provider comparison is general information based on published charge schedules, not financial advice or a personal recommendation. Verify current fees and product terms with the provider and check FCA authorisation before acting.