Pension Dashboard UK: what it is and when it launches.
The UK pension dashboard is not live for everyone yet. Providers are connecting during 2025 and 2026, MoneyHelper is testing the first public dashboard, and the final connection deadline is 31 October 2026.
- ▸The UK pension dashboard will let savers see pension information in one place, including State Pension, workplace pensions and personal pensions that are not yet being paid.
- ▸The final legal connection deadline for in-scope pension providers and schemes is 31 October 2026.
- ▸There is no confirmed public launch date yet. The government has said it will give at least 6 months' notice before the MoneyHelper Pensions Dashboard becomes publicly available.
- ▸MoneyHelper will provide the first publicly available dashboard. Private sector dashboards are expected later.
- ▸The dashboard is a finding and information tool. It will not be a personal recommendation to transfer, consolidate, invest or take benefits.
What is the UK pension dashboard?
The UK pension dashboard is a digital service designed to show pension information in one place. The aim is simple: a saver should be able to search for pensions connected to their identity and see information about them without logging into each provider separately.
The first public dashboard will be the MoneyHelper Pensions Dashboard, built through the Money and Pensions Service. It is intended to be free, government-backed and impartial. The Money and Pensions Service says it will not sell financial products or give financial advice.
The dashboard matters because UK pension saving is fragmented. Someone can build up a pension with one employer, move jobs, change address, start a personal pension, and later forget who holds what. The dashboard is meant to make that scattered record visible.
It is not a transfer tool. It is not a recommendation engine. It is not a fee comparison table. It is a way to find and view pension information, then decide what questions to ask next.
- ▸Pensions dashboards will allow individuals to see their pensions information, including State Pension, for free in one place online. [GOV.UK]
- ▸Pension providers and schemes in scope must connect to the dashboards ecosystem by 31 October 2026. [Pensions Dashboards Programme]
- ▸The first publicly available pensions dashboard will be on the MoneyHelper website. [Money and Pensions Service]
- ▸In March 2026, the second phase of consumer testing for the MoneyHelper Pensions Dashboard began. [Pensions Dashboards Programme]
- ▸Schemes must supply administrative and signpost data, plus value data showing how much pension has been built up and how much may be available at retirement. [The Pensions Regulator]
When will the pension dashboard launch?
There are two separate dates people often blur together:
| Date or stage | What it means |
|---|---|
| 2025-2026 connection | Providers and schemes connect to the dashboards ecosystem in stages. |
| 31 October 2026 | Final legal deadline for in-scope providers and schemes to connect. |
| Public launch | Not confirmed yet. The government has said it will give at least 6 months' notice before MoneyHelper becomes publicly available. |
| Private dashboards | Expected after the MoneyHelper dashboard has been made publicly available. |
So the accurate answer is: the dashboard is being tested and connected in 2026, but there is not yet a confirmed public launch date.
The Pensions Dashboards Programme said in April 2026 that more than 1,000 providers and schemes had connected, with over 60 million workplace and personal pension records connected to the ecosystem. It also said the State Pension is connected. That is progress, but it does not mean every saver can log in today.
Who will be able to use it?
MoneyHelper says its dashboard will be open to savers with a UK pension that has been built up but is not yet accessed or currently being paid. For State Pension, the user must be below State Pension age.
That means the first dashboard is aimed mainly at people still planning retirement, not people trying to manage pensions that are already in payment.
The first launch will be MoneyHelper. Commercial dashboards from private firms are expected later, but the Money and Pensions Service says those will come after the MoneyHelper dashboard has been made publicly available.
What will it show?
The exact view will depend on the type of pension and the data returned by each scheme or provider. In broad terms, dashboards are designed to show:
- Pension scheme or provider name
- Contact details or signpost links
- Whether a pension record has been matched
- Current or accrued value where applicable
- Estimated retirement income
- When benefits may be payable
- State Pension age and State Pension estimate for people below State Pension age
Defined contribution pensions and defined benefit pensions do not work in the same way, so the value shown for each may not be directly comparable. A defined contribution pension is usually a pot. A defined benefit pension is usually an income promise under scheme rules.
The dashboard should make pensions easier to find. It will not remove the need to read scheme statements, check charges, understand guarantees, or ask the provider for details.
What will it not do?
The pension dashboard will not make pension decisions for you.
It will not tell you to:
- Transfer a pension
- Consolidate old pots
- Choose a provider
- Pick an investment fund
- Take tax-free cash
- Start drawdown
- Buy an annuity
Those are regulated or personal financial decisions. The dashboard can help you see what exists, but it cannot tell you what is suitable for your circumstances.
It is also not a complete fee audit. The dashboard is useful for visibility, but pension charges, fund costs, exit fees, guaranteed annuity rates and protected tax-free cash still need to be checked with the provider or scheme. Our pension fees guide explains how to do that step.
Why a pension might not appear
A missing pension on the dashboard will not automatically mean the pension does not exist.
Possible reasons include:
- The scheme or provider has not connected yet
- Your record does not match because of old names, addresses or dates of birth
- The pension is already being paid
- The scheme is very small or out of scope
- The provider needs more information before returning a view
Until the public dashboard is available and mature, the existing Pension Tracing Service remains important. It gives contact details for schemes and providers; it does not show pot values.
For practical tracing steps, see our lost pension guide.
What to do before launch
You do not need to wait for the dashboard to get your pension records into shape.
Useful preparation:
- List old employers. Employment history is still the simplest way to find old workplace pensions.
- Update provider addresses. Matching depends on personal data. Old addresses and name changes can create friction.
- Find annual statements. They show provider names, policy numbers and sometimes charges.
- Check State Pension separately. The official State Pension forecast is already available.
- Look for guarantees before transferring. Old pensions can have guaranteed annuity rates, protected tax-free cash or exit terms that are easy to miss.
The dashboard should improve visibility, but it will not replace basic admin. If it shows a pot you forgot about, the next step is to read the provider details before doing anything irreversible.
- •There is no confirmed public launch date at the time of writing. The connection deadline and the public launch date are different things.
- •A missing result will not automatically prove that a pension does not exist.
- •Dashboards are designed for finding and viewing information, not giving personal financial advice.
- •Pensions already in payment may not appear. The MoneyHelper dashboard is aimed at pensions that have not yet been accessed or are not currently being paid.
- •If you are considering a transfer, consolidation or retirement-income decision, check the provider details first and consider regulated advice where appropriate.
FAQ
Is the UK pension dashboard live now?
Not for general public use. The MoneyHelper Pensions Dashboard is in testing, and providers and schemes are connecting during 2025 and 2026.
What is the final connection deadline?
The final legal connection deadline for in-scope pension providers and schemes is 31 October 2026.
Will the dashboard show my State Pension?
Yes, State Pension information is part of the dashboard ecosystem. PDP says State Pension is connected. For people below State Pension age, dashboards can show State Pension age and estimates based on National Insurance record.
Will it find every old pension?
It should improve the chances of finding old pensions, but it will depend on providers being connected and your personal data matching scheme records. A missing pension should still be followed up with old employers, providers or the Pension Tracing Service.
Will it tell me whether to consolidate my pensions?
No. Consolidation is a separate decision. Before transferring any pension, check fees, guarantees, protected tax-free cash, exit charges, employer contributions and whether regulated advice is required.
This is factual information, not financial advice. Pension dashboards can help you find and view pension information, but they do not decide what is suitable for you. For personal recommendations, speak to an FCA-regulated financial adviser.