Pension Bible
NHS pay · Band 5

NHS Band 5 salary 2026/27.

In England, Band 5 pays £32,073 at entry, £34,592 after 2 years, £39,043 after a further 2 years from 1 April 2026. Full time, that is £2,673 to £3,254 a month before deductions, or roughly £2,040 to £2,381 take-home.

Roles at this band include, for example: Newly qualified nurse, AHP. Your contract and job description set your actual band.

Band 5 pay steps 2026/27

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Band 5 full-time pay, 2026/27
Pay stepAnnualMonthlyHourlyYears before next step
Entry£32,073£2,673£16.402
Intermediate£34,592£2,883£17.692
Top£39,043£3,254£19.97—

You become eligible for the next step after the years shown, if you meet the pay progression requirements in your terms and conditions.

Band 5 take-home pay

Estimated for a full, steady tax year, full time, paying into the NHS Pension, with a standard tax code. Income tax is the annual figure divided by 12.

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Band 5 estimated monthly take-home, full time, 2026/27
Pay stepGrossNHS PensionIncome taxNational InsuranceTake-home
Entry£2,673£222 (8.3%)£281£130£2,040
Intermediate£2,883£239 (8.3%)£319£147£2,177
Top£3,254£319 (9.8%)£377£176£2,381

Band 5 part-time pay

Pay is pro rata to a 37.5-hour week. The NHS Pension tier is based on your actual pensionable pay, so part-time staff can pay a lower contribution rate.

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Band 5 estimated monthly take-home by weekly hours, 2026/27
Weekly hoursEntry stepTop step
37.5 hours£2,040£2,381
30 hours£1,722£1,995
22.5 hours£1,365£1,597
15 hours£1,012£1,163

For other hours, or to compare two working patterns, use the NHS pay calculator.

Your NHS Pension at Band 5

At £32,073 you pay 8.3% of pensionable pay, and 9.8% at £39,043. Contributions reduce taxable pay but not National Insurance. In the 2015 Scheme, each year of full-time pay builds 1/54 of that pay as pension: about £594 a year at £32,073 and £723 at £39,043, before revaluation.

Estimate your NHS Pension at Band 5 →

Band 5 pay rise

The 2026/27 award was 3.3%, from 1 April 2026. See the NHS pay rise page for 2027/28.

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Band 5 full-time annual pay, 2025/26 vs 2026/27
Pay step2025/262026/27Change
Entry£31,049£32,073+£1,024 (+3.3%)
Intermediate£33,487£34,592+£1,105 (+3.3%)
Top£37,796£39,043+£1,247 (+3.3%)

All NHS pay bands 2026/27 →

Band 5 pay questions

How much is NHS Band 5 per hour?

Band 5 is £16.40 an hour at the entry step and £19.97 at the top step in 2026/27 (England, published rates).

What is Band 5 take-home pay per month?

Full time and paying into the NHS Pension, estimated take-home is about £2,040 a month at the entry step and £2,381 at the top step, after income tax, National Insurance and pension contributions, with a standard tax code. Payslips can differ with enhancements, HCAS, student loans or salary sacrifice.

How long does it take to reach the top of Band 5?

You become eligible for each step after a set time in the band: £32,073 at entry, £34,592 after 2 years, £39,043 after a further 2 years. That is 4 years in total, provided you meet the pay progression requirements.

How much NHS Pension does Band 5 pay?

At £32,073 the member contribution rate is 8.3% of pensionable pay, rising to 9.8% at £39,043. In the 2015 Scheme, a year of full-time pay at £32,073 builds about £594 a year of pension, before revaluation.

Did Band 5 get a pay rise in 2026/27?

Yes. The 3.3% award from 1 April 2026 took the entry step from £31,049 in 2025/26 to £32,073.