Provider fees
AJ Bell Youinvest fees on a £25,000 pot
Product record reviewed: 2026-04-29 · Fee schedule checked: 2026-09-12 · Source
Annual representative charge
£63/yr
0.25% effective rate on a £25,000 pot · Tiered percentage
Excludes fund charges. The table uses funds. Shares, ETFs and investment trusts use 0.25%, capped at £10/month. Online shares cost £5 per trade, or £3.50 after 10 or more share deals in the previous month; funds cost £1.50 per trade. Eligible regular investing is free. Phone dealing costs £25 and dividend reinvestment £1.50. Cash holding, transfers out and drawdown withdrawals have no charge on this schedule. Foreign exchange and investment costs can apply. Dodl is a separate product.
Selected provider charges on a £25,000 pot (15 of 15)
AegonExcludes fund charges
£150/yr(0.60%)
AJ BellExcludes fund charges
£63/yr(0.25%)
AvivaExcludes fund charges
£88/yr(0.35%)
FidelityExcludes fund charges
£88/yr(0.35%)
HLExcludes fund charges
£88/yr(0.35%)
iiExcludes fund charges
£72/yr(0.29%)
InvestEngineExcludes fund charges
£0/yr(0.00%)
L&GExcludes fund charges
£63/yr(0.25%)
NESTIncludes fund management; other costs may apply
£75/yr(0.30%)
NutmegExcludes fund charges
£188/yr(0.75%)
PensionBeeIncludes fund management; other costs may apply
£125/yr(0.50%)
Royal LondonIncludes fund management; other costs may apply
£188/yr(0.75%)
Sc. WidowsExcludes fund charges
£63/yr(0.25%)
Std LifeIncludes fund management; other costs may apply
£138/yr(0.55%)
VanguardExcludes fund charges
£48/yr(0.19%)
Listed alphabetically. Figures rounded to the nearest pound on a £25,000pot. Some entries are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management. Fund charges, adviser charges, dealing charges and product restrictions can differ by provider, so the rows are not always like-for-like.
This page shows a one-year charge example. A long-term projection needs the full fee structure, including any minimums, caps, fund costs and contributions.
Explore a separate fixed-percentage fee illustrationThat tool uses editable hypothetical rates; it does not forecast this provider’s charges.
This provider comparison is general information based on published charge schedules, not financial advice or a personal recommendation. The displayed annual provider/platform fee should be checked against the provider's current terms before acting.