Provider fees

Fidelity Personal Investing fees on a £250,000 pot

Product record reviewed: 2026-04-29 · Fee schedule checked: 2026-09-11 · Source

Annual representative charge

£500/yr

0.20% effective rate on a £250,000 pot · Tiered percentage (whole-pot)

Excludes fund charges. Fees shown apply to funds. Pots under £25k pay £7.50/month (£90/yr) unless contributing via a regular savings plan, in which case the 0.35% rate applies. The 0.2% rate from £250k applies to the whole pot, not just the excess. For shares, ETFs and investment trusts, the service fee is capped at £7.50/month (£90/year). Share/ETF/investment trust dealing: £7.50 online, £1.50 regular savings/dividend reinvestment, £30 phone. The Service Fee is capped at £2,000/yr — pots above £1M pay 0% on the excess.

Selected provider charges on a £250,000 pot (15 of 15)

AegonExcludes fund charges

£1,215/yr(0.49%)

AJ BellExcludes fund charges

£625/yr(0.25%)

AvivaExcludes fund charges

£875/yr(0.35%)

FidelityExcludes fund charges

£500/yr(0.20%)

HLExcludes fund charges

£875/yr(0.35%)

iiExcludes fund charges

£180/yr(0.07%)

InvestEngineExcludes fund charges

£0/yr(0.00%)

L&GExcludes fund charges

£625/yr(0.25%)

NESTIncludes fund management; other costs may apply

£750/yr(0.30%)

NutmegExcludes fund charges

£1,275/yr(0.51%)

PensionBeeIncludes fund management; other costs may apply

£875/yr(0.35%)

Royal LondonIncludes fund management; other costs may apply

£1,125/yr(0.45%)

Sc. WidowsExcludes fund charges

£198/yr(0.08%)

Std LifeIncludes fund management; other costs may apply

£1,375/yr(0.55%)

VanguardExcludes fund charges

£375/yr(0.15%)

Listed alphabetically. Figures rounded to the nearest pound on a £250,000pot. Some entries are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management. Fund charges, adviser charges, dealing charges and product restrictions can differ by provider, so the rows are not always like-for-like.

This page shows a one-year charge example. A long-term projection needs the full fee structure, including any minimums, caps, fund costs and contributions.

Explore a separate fixed-percentage fee illustration

That tool uses editable hypothetical rates; it does not forecast this provider’s charges.

Fidelity fees at other pot sizes

£25k £50k £100k£250k£500k £1M

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This provider comparison is general information based on published charge schedules, not financial advice or a personal recommendation. The displayed annual provider/platform fee should be checked against the provider's current terms before acting.