Provider fees

Scottish Widows fees on a £500,000 pot

Product record reviewed: 2026-04-29 · Fee schedule checked: 2026-09-11 · Source

Annual representative charge

£198/yr

0.04% effective rate on a £500,000 pot · Percentage, capped

Excludes fund charges. Share Dealing SIPP administration is 0.25% of investments, capped at £16.50/month; holding cash has no administration charge. UK share and fund online trades cost £5; regular investing is free. Dividend reinvestment costs 2% of the dividend, capped at £5. The schedule lists no transfer-in/out or additional drawdown charge. FX and other transaction charges can apply. Check any legacy account offer separately; workplace prices are not represented.

Selected provider charges on a £500,000 pot (15 of 15)

AegonExcludes fund charges

£1,215/yr(0.24%)

AJ BellExcludes fund charges

£875/yr(0.18%)

AvivaExcludes fund charges

£1,750/yr(0.35%)

FidelityExcludes fund charges

£1,000/yr(0.20%)

HLExcludes fund charges

£1,500/yr(0.30%)

iiExcludes fund charges

£180/yr(0.04%)

InvestEngineExcludes fund charges

£0/yr(0.00%)

L&GExcludes fund charges

£1,250/yr(0.25%)

NESTIncludes fund management; other costs may apply

£1,500/yr(0.30%)

NutmegExcludes fund charges

£2,150/yr(0.43%)

PensionBeeIncludes fund management; other costs may apply

£1,500/yr(0.30%)

Royal LondonIncludes fund management; other costs may apply

£2,000/yr(0.40%)

Sc. WidowsExcludes fund charges

£198/yr(0.04%)

Std LifeIncludes fund management; other costs may apply

£2,750/yr(0.55%)

VanguardExcludes fund charges

£375/yr(0.07%)

Listed alphabetically. Figures rounded to the nearest pound on a £500,000pot. Some entries are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management. Fund charges, adviser charges, dealing charges and product restrictions can differ by provider, so the rows are not always like-for-like.

This page shows a one-year charge example. A long-term projection needs the full fee structure, including any minimums, caps, fund costs and contributions.

Explore a separate fixed-percentage fee illustration

That tool uses editable hypothetical rates; it does not forecast this provider’s charges.

Sc. Widows fees at other pot sizes

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This provider comparison is general information based on published charge schedules, not financial advice or a personal recommendation. The displayed annual provider/platform fee should be checked against the provider's current terms before acting.