Provider fees
Vanguard Investor fees on a £50,000 pot
Product record reviewed: 2026-04-29 · Fee schedule checked: 2026-09-12 · Source
Annual representative charge
£75/yr
0.15% effective rate on a £50,000 pot · Percentage, capped
Excludes fund charges. Fees shown are for the self-managed Personal Pension. A minimum platform fee of £4/month applies to pots under £32,000 (so £25k pays £48/year, exceeding the 0.15% rate of £37.50). Vanguard also offers a Managed Personal Pension which adds a 0.30% management fee on top of the 0.15% account fee. Account fee is not charged on uninvested cash.
Selected provider charges on a £50,000 pot (15 of 15)
AegonExcludes fund charges
£290/yr(0.58%)
AJ BellExcludes fund charges
£125/yr(0.25%)
AvivaExcludes fund charges
£175/yr(0.35%)
FidelityExcludes fund charges
£175/yr(0.35%)
HLExcludes fund charges
£175/yr(0.35%)
iiExcludes fund charges
£72/yr(0.14%)
InvestEngineExcludes fund charges
£0/yr(0.00%)
L&GExcludes fund charges
£125/yr(0.25%)
NESTIncludes fund management; other costs may apply
£150/yr(0.30%)
NutmegExcludes fund charges
£375/yr(0.75%)
PensionBeeIncludes fund management; other costs may apply
£250/yr(0.50%)
Royal LondonIncludes fund management; other costs may apply
£250/yr(0.50%)
Sc. WidowsExcludes fund charges
£125/yr(0.25%)
Std LifeIncludes fund management; other costs may apply
£275/yr(0.55%)
VanguardExcludes fund charges
£75/yr(0.15%)
Listed alphabetically. Figures rounded to the nearest pound on a £50,000pot. Some entries are platform/admin fees only; Royal London's Governed Range AMC includes Royal London fund management. Fund charges, adviser charges, dealing charges and product restrictions can differ by provider, so the rows are not always like-for-like.
This page shows a one-year charge example. A long-term projection needs the full fee structure, including any minimums, caps, fund costs and contributions.
Explore a separate fixed-percentage fee illustrationThat tool uses editable hypothetical rates; it does not forecast this provider’s charges.
This provider comparison is general information based on published charge schedules, not financial advice or a personal recommendation. The displayed annual provider/platform fee should be checked against the provider's current terms before acting.