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What annuity will a £200,000 pension pot buy? a larger income base.

What annuity income will a £200,000 pension pot buy in 2026/27? Compare level, inflation-linked, and joint life options at this pot size.

A £200,000 pot makes the product choices more visible in annual income terms. Single-life level income normally starts higher than joint-life or inflation-linked income, but it may offer less protection for a partner or against rising prices. Provider quotes can differ from calculator assumptions, so published examples are best treated as a way to understand the moving parts before looking at personalised quotes.

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