What annuity will a £75,000 pension pot buy? above average, but is it enough?

At £75,000, the difference between a level annuity and an inflation-linked annuity can be material even though the monthly figures are still relatively modest. A level annuity usually starts higher but does not protect purchasing power. An RPI-linked or escalating annuity usually starts lower but may increase over time. Some scenarios also compare using the whole pot for annuity income with taking tax-free cash first and using a smaller remaining pot.